Last Updated: September 2, 2026
At Luvaraco, we strive to make your checkout experience secure, seamless, and transparent.
Accepted Payment Methods
We accept the following forms of payment:
- Visa
- Mastercard
- American Express
- Discover
- PayPal
- Shop Pay
- Apple Pay
- Google Pay
- Gift Cards (issued by Luvaraco)
All transactions are processed in US Dollars (USD).
Payment Security
- We use SSL/TLS encryption to protect your payment information during transmission.
- Your credit card details are processed directly by our PCI-DSS compliant payment partners (e.g., Shopify Payments, Stripe, PayPal). We do not store full card numbers on our servers.
- For your protection, we may require additional verification (e.g., CVV, 3D Secure) for certain transactions.
Billing Information
You are responsible for providing accurate and complete billing and shipping information. If your payment fails or is declined, we will attempt to notify you via email. Orders may be placed on hold or cancelled if we cannot verify your payment details.
Pricing & Taxes
- All prices listed on our website are in USD and exclude applicable taxes unless otherwise stated.
- For shipments within the United States, sales tax will be calculated based on the destination state and local tax rates.
- For international orders (Canada, Australia), the recipient is responsible for any customs duties, import taxes, or brokerage fees levied by their country—these are not collected at checkout.
Pre-Order & Authorization
- For pre-order items, your payment method will be charged at the time of purchase to reserve your product.
- We may place a temporary authorization hold on your card to verify funds; this hold will be released if the order is not fulfilled.
Failed Payments
If a payment is unsuccessful, you will receive an error message during checkout. Please verify your card details, billing address, or contact your financial institution. We reserve the right to cancel orders that remain unpaid after 7 days.
Currency Conversion
For customers paying with non-USD cards or accounts, your bank may apply a currency conversion fee. Luvaraco is not responsible for any such fees.
Refunds & Chargebacks
Refunds will be issued to the original payment method used at checkout. If you dispute a charge, please contact us first at Service@luvaraco.com so we can resolve your concern directly—we value your business and aim to avoid disputes.